How to Secure GTBank PayDay Loan (Gtb Quick Credit)


Looking for Quick Credit to fulfill your financial needs? Whether you’re a salaried employee or self-employed, Guaranty Trust Bank has just the solution for you. Introducing the Quick Credit loan, designed to provide assistance to both salary account holders and non-salary account holders who have actively operated their accounts for the past 12 months, with loan amounts of up to N5 million.

With the Quick Credit loan, you can borrow up to three times your monthly salary earnings and enjoy a convenient repayment plan spanning up to 12 months. The interest rate is set at a competitive 1.5% per month. Whether you need as little as N5,000 or up to N5 million, this credit facility has got you covered. The best part? You can liquidate the loan without penalty and even reapply again if needed.

This fantastic credit offering is available not only in Nigeria but also in Ghana and other countries. Applying for the Gtbank Quick Credit loan is a breeze and can be done through USSD, Internet Banking, and the Mobile Banking App. As part of the application process, you will be required to pay a one-off Credit Insurance Fee of 1%.

To be eligible for the Quick Credit loan, you need to be at least 18 years old at the time of application and not older than 59 years at the loan’s maturity date. For our Ghanaian customers, you must have received a minimum monthly salary of GHS 800 for at least three months.

Now, let’s take a look at the requirements for Gtbank Quick Credit. To access this loan, you need to maintain a minimum monthly lodgment of N20,000 or earn a minimum net monthly salary of N10,000. Additionally, having a clean history without any bounced cheques and satisfying credit reports are crucial. Make sure you don’t have any outstanding obligations as well.

Applying for the Gtbank Quick Credit is hassle-free.

If you’re in Nigeria, follow these simple steps:

  1. Dial 737*51*51.
  2. Follow the prompts provided.
  3. Enter 1 to view your maximum credit amount.
  4. Enter 0 to specify the desired credit amount you wish to borrow.
  5. Finalize the loan application by entering your PIN.

For our valued customers in Ghana, the process is equally straightforward. Dial *737*0# from your registered phone with the bank, select option 1 (Payday Credit), and follow the onscreen instructions to complete your loan application. Additionally, you can also apply via Gtworld and Internet banking.

Now, with Guaranty Trust Bank’s Quick Credit loan, fulfilling your financial needs has never been easier. Whether you’re a salary earner or self-employed, take advantage of this fantastic credit facility and achieve your financial goals without the stress. Apply today and enjoy the benefits of Quick Credit from Guaranty Trust Bank.

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