Are you aware that you can effortlessly check your GTBank account balance using your phone, without the need to stand in long queues at the bank? This article will provide you with a step-by-step guide on how to do it.
GTBank, also known as Guaranty Trust Bank, is a renowned multinational financial institution in Nigeria. It offers a wide range of services, including online/internet banking, corporate banking, retail banking, investment banking, and asset management.
GTBank has revolutionized the banking experience through its exceptional internet and mobile banking services, allowing customers to carry out various financial transactions conveniently.
Here are two simple methods to check your GTBank account balance:
- Internet Banking Platform: To check your GTBank account balance through the internet banking platform, follow these easy steps:
- Log in to your internet banking platform.
- Click on “Check account balance.”
- Your account information will be displayed on your screen.
- Mobile Phone: You can also check your account balance directly from your mobile phone. All you need are the last four digits of your ATM card and the phone number linked to your bank account. There are two ways to do this:
a) Using GTBank USSD Code:
- Dial *737*6*1# from your mobile device.
- You will receive a prompt asking you to enter the last four digits of your ATM card number.
- Your GTBank account balance will be displayed on your screen.
b) Using SMS Dial-up:
- Send an SMS with your account number in the following format: Bal (space) Account number. For example, send “Bal 1234567891” to 08076665555.
- You will receive an SMS stating your account balance.
Advantages of GTBank Internet Banking: In addition to the convenience of accessing the internet banking platform anytime and anywhere from your home or office using any internet-enabled device, there are several other benefits of GTBank Internet Banking, including:
- Bill Payments: Pay your PHCN bill, water bill, and satellite TV subscriptions (DStv, GoTv, StarTimes, Kwese, TsTv, etc.).
- Funds Transfer: Transfer money locally and internationally, both inter and intra-bank.
- Online Services: Book hotels, pay for flights, and handle visa fees.
- Check Account Balances: Monitor transactions and print account statements.
- Manage Cheques: Request, confirm, and stop cheques.
- Manage Login Details: Change and reset your password, update personal information.
- Transfer Foreign Currencies: Send dollars, pounds, euros, or other foreign currencies from your domiciliary account to anyone worldwide.
How to Register for GTBank Internet Banking: To begin using GTBank Internet Banking, you need to register first. There are two registration methods available: online and offline. The following steps will guide you through the process:
- Online Method:
- Download the GTBank Internet Banking application and token request form.
- Fill out the form and scan it along with other required documents, such as a valid ID, a utility bill not older than three months, and a passport photograph.
- Send the scanned documents to firstname.lastname@example.org.
- Wait for your application to be processed. If approved, your GTBank Internet Banking user ID and password will be emailed to you.
- If you do not receive the login details, contact GTBank customer care or visit the GTBank website. Alternatively, dial *737*6*5# from your registered number.
- Go to the GTBank online banking login page and click on “Login” under Internet banking.
- Review the scam alert notice and click on “Click here to log in.”
- Enter your user ID using your keyboard and your password using the onscreen keyboard.
- Click on “Login” to access your GTBank online banking dashboard.
- Offline Method:
- Visit the nearest GTBank branch with a valid ID and a utility bill dated within the past one to three months.
- Collect and fill out the Internet banking and token request form.
- You may choose to purchase a token, which costs between N2000 and N2500. A token is a digital device that generates unique numbers for secure third-party transactions.
- Once your application is approved, your login details will be emailed to you.
- Visit the GTBank online banking login portal and log in using your UserID and Password.
By following these straightforward steps, you can easily check your GTBank account balance using your phone or the internet banking platform. GTBank’s internet banking offers various advantages, including bill payments, funds transfers, online services, account balance monitoring, check management, login details management, and foreign currency transfers.
To register for GTBank internet banking, you can choose between the online and offline methods, both of which provide a convenient way to access and manage your account.